Membership Has Its Benefits: A Closer Look at Catholic Life Insurance

At Catholic Life Insurance, membership is more than a policy—it’s a lifelong relationship rooted in faith, community, and care. By purchasing a life insurance or annuity certificate, you’re not just protecting your financial future—you’re unlocking a wide array of benefits designed to enrich your life and the lives of those around you. These extras, while not contractual and subject to availability by state and product, are typically offered at no extra cost as part of your membership.

Let’s take a closer look at what membership means.

1. Financial Benefits That Go Beyond the Policy

Accidental Death Fraternal Bonus
If a member passes away due to a qualifying accident, Catholic Life Insurance provides an additional benefit to the designated beneficiary. This bonus is a gesture of compassion—recognizing that accidental losses often come with unexpected financial burdens.

Annuity Convalescent Care Benefit
Members who own annuities may access their funds without penalties if they become confined to a nursing home or similar care facility. This benefit provides flexibility in times of medical crisis, ensuring that long-term care needs can be met using your own financial resources when needed most.

Bishop’s Seminarian Endowment
As part of its commitment to supporting vocations, Catholic Life Insurance contributes to diocesan seminarian funds through its Bishop’s Seminarian Endowment. This benefit is less about individual financial return and more about fulfilling the organization’s faith-based mission: supporting the future of the Church.

Guaranteed Newborn Benefit
If a member gives birth or adopts a child, Catholic Life Insurance automatically provides a small amount of free life insurance coverage to the newborn, guaranteeing that the child can be insured regardless of any early health complications. This temporary coverage acts as a bridge until a permanent policy is put in place.

Member Appreciation Events
Throughout the year, Catholic Life Insurance hosts special gatherings—picnics, dinners, and family-oriented celebrations—to thank members for their trust and participation. These events foster connection and serve as a reminder that membership is about belonging, not just benefits.

Orphan Benefit Program
In the tragic event that a member passes away, leaving behind children under age 18, Catholic Life Insurance provides monetary assistance to help cover basic living or educational expenses.

Ultimate Living Benefit
If a member is diagnosed with a terminal illness and given six months or less to live, they may request up to 25% of the policy’s face value—up to $100,000—while still alive.

2. Community & Fraternal Engagement

Branch System
Members are encouraged to join or form a local branch—small groups that serve, connect, and inspire.

Disaster Relief Program
When natural disasters or personal tragedies affect members, branches can quickly raise funds for those in need.

Golden Certificate Award
This award honors members who have maintained their membership for several decades.

3. Scholarship Opportunities

All American Scholar Award
Each year, about 35 Catholic high school seniors who demonstrate academic excellence and community leadership receive $1,000 college scholarships.

Seminarian and Laity Scholarships

• Rev. Msgr. Henkes Seminarian Scholarship

• Rev. Msgr. Droll Scholarship

• Rev. Msgr. Stuebben Scholarship

4. Wellness & Health Programs

Life Line Screening
Preventive screenings for cardiovascular issues, osteoporosis, and other conditions.

ScriptSave Prescription Program
Discounts on medications, accepted at most major pharmacies.

Start Hearing Benefits
Free consultations plus discounts on hearing aids and technology.

5. Exclusive Discounts & Resources

PerkSpot Member Discounts
Access to thousands of retail, travel, dining, and entertainment discounts.

Catholic Life Insurance Magazine
A subscription featuring member stories, financial advice, and updates on programs.

In Summary: Membership That Matters

Catholic Life Insurance is more than a provider—it’s a community rooted in service, faith, and mutual support.

Contact:
📞 (210) 828-9921 | 1-800-262-2548
📧 info@cliu.com